Paul Chaney Business

Posts Tagged ‘business loan’

Management of financial resources by the beginning of the planning needs of the bank funds, fund sourcing and oversight of the funds available. Realize the debt to the people (customers) in this case the debtor is a high risk activity. Because the bank must be able to analyze and predict a capital loan application in order to minimize the risks contained in the grant or loan disbursement. The formulation of research problems is how the influence of the fund management business lending productive?. The purpose of this study is to determine the effect of the fund management business lending productive.

The primary data obtained from the object of research, data management and lending funds productive capital that is taken for five years starting in 2003, 2004, 2005, 2006 and 2007. While the analysis of data using multiple linear regression and linear regression determiners. Similarity obtained in this study is Y = 5638 +1.278 (x) is interpreted: Constants for 5638 states that if not provide business loans productive, the management of funds amounting to USD 5638 million.

Regression coefficient for 1278 states that each additional USD 1, – management of funds will increase the productive business loans amounting to 1278 million, but on the contrary, if the revenue fell by USD 1, – then the predicted productive business loans decreased by 1278 million Coefficient of determination = 90.30% means that the variance that occurred on productive lending variable (y) equal to 90.30%, determined by the variance that occurred in the fund management variable (x). This means the influence of productive lending to the management of funds of 90.30% while the remaining 9.70% is determined by other factors that can not be predicted (not described).

In the launch business and also expand the business. Of course we need the capital that is not small. One capital resources can we use is borrowed at the bank, to obtain capital loan from banks is not as easy as it seems. The following tips for getting a loan from the bank capital.
1. consistent to be a good person
2. Acquainted with many of those banks
3. Introduce your business or business lead
4. Maintain relationships with relevant colleagues
5. Continue to develop the business or the business being undertaken
6. Property savings banks use collateral for loans
7. Keep your business transactions using the banking
8. Asking a lot of credit to banks
9. Use the money you earn capital loans with a caution.